USDC Token Contract Merchant or payment processor
cluster circle · United States
· 1 known address(es)
· ETH
Intrinsic severity1of 10
Default bandnone
Attributionhigh0.95 confidence
On-chain partyoperator
Attribution quality
| Level | high |
| Source | public |
| Basis | law enforcement record or operator confirmation |
Operator versus beneficiary
| Custody model | custodial |
| On-chain party | operator |
| Beneficiary on-chain | no |
Known addresses
0xA0b86991c6218b...
Service risk profile
AML posture77of 100, adequate
KYC strictnessstandard
from $1,000
LicenceregisteredMiCA transitional
Jurisdiction risk1of 10
Controls are present but leave gaps worth noting in a case.
Regulatory file
| Legal name | Circle Internet Financial |
| Founded | 2013 |
| Incorporated in | United States (US) |
| Operational hubs | US, FR, SG |
| Regulator | United States payments registry |
| Licence reference | US-BDA100E5 |
| Licence evidence | claimed |
| FATF grey list | no |
| Offshore secrecy | no |
Controls
| Custody model | custodial |
| KYC rigour | standard |
| Transaction monitoring | developing |
| Sanctions screening | yes |
| Travel Rule | partial |
| Source-of-funds checks | yes |
Posture deductions
| Finding | Points |
|---|---|
| Licence is claimed rather than verified against a strong supervisor's public register | -10 |
| Registered but not licensed, so supervision is limited | -8 |
| Standard identity checks, no enhanced due diligence | -5 |