Binance Holdings Ltd

Binance Hot Wallet 14 · Regulated exchange or VASP · binance · public attribution

Low counterparty Acceptable counterparty under standard due diligence.

Binance Holdings Ltd scores 2.1 of 10 (low risk) as a counterparty, driven mainly by registration and licensing (41.2% of the score). It is licensed in Malta, authorised by Malta financial supervisory authority, and applies strict identity checks. Operational footprint covers Malta, United Arab Emirates, France.

Due-diligence pillars

Four pillars are scored 0-10 and combined with fixed weights (licensing 35%, jurisdiction 25%, kyc_aml 30%, operational 10%). The result is on the same 0-10 scale as a wallet score so the two can be compared, but it measures the counterparty's controls, not its transaction history.

Registration and licensing weight 35% 2.5 of 10 · 41.2% of score

Licensed by Malta financial supervisory authority. (+1.0)
The authorisation is claimed but not verifiable against a strong supervisor's register, so it is not yet evidence of a control. (+2.0)
Holds a MiCA authorisation, which carries specific capital, custody and disclosure obligations. (-0.5)

Jurisdictional risk weight 25% 3.0 of 10 · 35.3% of score

Incorporated in Malta, which carries a jurisdiction risk of 3 of 10 in this model. (+3.0)

KYC and AML rigour weight 30% 1.0 of 10 · 14.1% of score

Identity is verified before any withdrawal, with enhanced due diligence on higher-risk customers. (+1.0)

Operational integrity weight 10% 2.0 of 10 · 9.4% of score

Holds customer funds, so it is the party a Travel Rule request or a freeze order is served on. (0.0)

Registration

Status	licensed
Regulator	Malta financial supervisory authority
Evidence	claimed
Reference	MT-E3A280F0
MiCA	authorised

Jurisdiction

Incorporated in	Malta (MT)
Operational hubs	MT, AE, FR
FATF grey list	no
Offshore secrecy	no

KYC and AML

KYC rigour	strict
Withdrawal KYC threshold	$0
Transaction monitoring	mature
Travel Rule	ready
Sanctions screening	yes
Source-of-funds checks	yes

Operational integrity

Custody model	custodial
Founded	2017
Chains	ETH, BTC
Clustered addresses	3

The regulatory file is seeded, not sourced from a register. Licence references and dates are fabricated for demonstration and must never be relied on for a real onboarding decision.