Quoted facts

License type. ChainFi, Inc. dba Arch Lending, NMLS #2637200. Not a bank. Collateral custodied at Anchorage Digital (OCC-chartered national trust bank).

Jurisdictions. United States (44 states/territories; California not currently supported). International entities supported where permitted.

Crypto Adoption Score. Not in Strategy Bitcoin Bank Adoption Index (Jul 2026 25-bank G-SIB / large-AUM sample). Documented live stack: US NMLS lender (not a bank); BTC/ETH/SOL/XRP-backed loans; collateral at Anchorage Digital; no credit check.. Not an AML score.

1 service row in the CSV.

Services in the directory

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  Secured Crypto Loans Credit & Lombard

  US NMLS crypto-backed loans (USD/USDC) against BTC, ETH, SOL and XRP; Anchorage Digital custody.

  USD, USDC (wallet), wire or ACH loans against BTC, ETH, SOL and XRP. Collateral held in segregated cold storage at Anchorage Digital (OCC-chartered national trust bank) with published no-rehypothecation and Lloyd's of London insurance through Anchorage. Starting LTV published as BTC 60% / ETH 55% / SOL and XRP 45%, with margin-call and partial-liquidation levels above that. Terms 1–12 months; published Bitcoin-backed rates from about 7% depending on size. Default minimum about $5,000 (varies by collateral and state). No credit check.

  • Wallet Screening
  • Address Verification
  • Graph & Forensics
  • Entity & VASP Intelligence
  • Policy Studio
  • Monitoring & Alerts
  • Investigations & Filing

  Service Availability in Coutries. ChainFi, Inc. dba Arch Lending, NMLS #2637200, 595 Broadway, New York. Individuals: 44 US states/territories (AK AL AR AZ CO CT DC FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO NC NE NH NJ NM NY OH OK OR PA PR SC SD TN TX UT VA WA WI WV WY); California not currently supported. Businesses/trusts: a similar 44-jurisdiction list (includes DE, MS, NV; excludes CA). International entities supported where permitted — ask Arch. Not a bank.

  Requierments. KYC for individuals: government-issued ID; proof of address (utility bill or bank statement dated within 6 months) when requested. Businesses: KYB after personal KYC — articles of incorporation, EIN, letter of authority (LLC). Terms of Service collect name, address, DOB, SSN/TIN and consent to share identity data with Anchorage and BitGo for KYC/AML. Borrower and beneficial owners must not be OFAC-sanctioned. Arch's AML page describes blockchain analysis and transaction monitoring; it does not publish a mixer-washing path. Collateral must be sent to the Anchorage deposit address within 24 hours of signing.