Quoted facts

License type. OPEN BANK, S.A. is a MiCA Crypto-Asset Service Provider authorised by Spain’s CNMV (24 Jul 2025) for custody/administration and execution of orders.

Jurisdictions. Spain and Germany (live). Broader EU passport is legally possible but not yet notified beyond ES and DE.

Crypto Adoption Score. 35% · Strategy Bitcoin Bank Adoption Index (public information as of 10 Jul 2026; approximate; Strategy has not published the scoring methodology). Not an AML score.

1 service row in the CSV.

Services in the directory

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  Retail crypto trading via Openbank (Grupo Santander digital bank) Retail & execution

  MiCA retail in-app buy, sell and hold at Openbank (Spain and Germany); closed-loop custody.

  buy, sell and hold major cryptocurrencies (Bitcoin, Ether, Litecoin, Polygon, Cardano; Solana and Polkadot added) inside the banking app, funded in EUR, with in-app custody.

  • Wallet Screening
  • Address Verification
  • Transaction Screening
  • Policy Studio
  • Investigations & Filing
  • Research

  Service Availability in Coutries. Spain and Germany (live). OPEN BANK, S.A. is a MiCA Crypto-Asset Service Provider authorised by Spain’s CNMV (24 Jul 2025) for custody/administration and execution of orders; passported to those two member states. Broader EU passport is legally possible but not yet notified beyond ES and DE.

  Requierments. Must be an Openbank customer in Spain or Germany (standard bank KYC; typically 18+). Closed-loop model: no external wallet deposits/withdrawals at launch. Stated fees 1.49% per buy/sell (€1 minimum); no custody fee. Supervised as a Crypto-Asset Service Provider under MiCA; investor-protection and complaints rules of the home regulator (CNMV) apply.