Sygnum Bank (Switzerland) · chainscore.net

Sygnum Bank (Switzerland) Digital-asset bank Not in index Not in index

Directory row only. This page does not grant a licence, quote an LTV, or invent a Crypto Adoption Score outside the published index.

Quoted facts

License type. FINMA banking and securities-dealer licence; MAS Capital Markets Services licence; Luxembourg; UAE ADGM FSRA Financial Services Permission.

Jurisdictions. Switzerland, Singapore, Luxembourg, UAE ADGM. Does not onboard US persons or sanctioned-country persons. Cannot promote services where it is not locally authorised. Lending pages: products on sygnum.com are authorised in Switzerland.

Crypto Adoption Score. Not in Strategy Bitcoin Bank Adoption Index (Jul 2026 25-bank G-SIB / large-AUM sample). Documented live stack: FINMA bank + MAS CMS + Luxembourg + ADGM FSRA; custody; 24/7 trading; staking; Sygnum Connect clearing; Sygnum Protect off-exchange collateral; Swiss DLT tokenization; live Lombard lending. MultiSYG announced H1 2026, not live.. Not an AML score.

5 service rows in the CSV.

Services in the directory

Crypto-Fiat Clearing Payments & stablecoin

24/7 qualified/institutional crypto–fiat–stablecoin clearing (Sygnum Connect).

24/7 settlement network (Sygnum Connect) facilitating fast clearing across multi-currency fiat, stablecoin, and crypto layers.
Service Availability in Coutries. Authorised hubs: Switzerland (FINMA banking and securities-dealer licence); Singapore (MAS Capital Markets Services licence); Luxembourg; UAE ADGM (FSRA Financial Services Permission). Serves professional/institutional clients internationally where authorised. Does not onboard US persons or sanctioned-country persons (including Russia, North Korea, Iran, Cuba, Syria). Cannot promote services in countries where it is not locally authorised.

Requierments. Not retail. Private qualified investors: typically ≥ CHF 100,000 deposit or trading volume; Swiss CISA qualified-investor status (knowledge plus liquid assets of at least CHF 500,000). Age 18+. Enhanced KYC, source-of-wealth and source-of-funds. Corporates/institutions by arrangement. US persons excluded (SEC/CFTC). Fiat accounts in CHF, EUR, USD, GBP, SGD.

Directory cites [1] — URLs are not in data/crypto_asset_service_providers.csv.
Collateral Management Collateral

Off-exchange collateral (Sygnum Protect) while clients trade on connected venues.

Sygnum Protect system allows users to execute trades across external exchanges while retaining asset collateral securely off-exchange.
Service Availability in Coutries. Same licensed footprints as Sygnum banking (Switzerland, Singapore, Luxembourg, UAE ADGM); international professional clients excluding US persons and sanctioned jurisdictions.

Requierments. Requires an onboarded Sygnum banking relationship (qualified private or institutional). Same KYC/AML, minimum-relationship and restricted-jurisdiction rules as Sygnum Connect. Off-exchange collateral retained at Sygnum while trading on connected venues.

Directory cites [1] — URLs are not in data/crypto_asset_service_providers.csv.
Tokenization Engine Tokenization & DLT

Issuance of tokenized capital under Swiss DLT law for professional and institutional clients.

Native platform setup to originate capital from asset classes onto the blockchain.
- Graph & Forensics
- Research
Service Availability in Coutries. Issuance under Swiss DLT law from the Swiss bank; distribution to professional/institutional clients in authorised markets (Switzerland, Singapore, Luxembourg, ADGM/UAE). Not offered to US persons.

Requierments. Institutional issuers and qualified investors only. Swiss/Singapore/UAE licensing perimeter; full KYB/KYC, prospectus or offering-document compliance, and investor-qualification checks. US persons not accepted.

Directory cites [1] — URLs are not in data/crypto_asset_service_providers.csv.
Lombard Lending Credit & Lombard

Bank Lombard / overdrafts against 20+ custodied tokens (BTC, ETH, SOL and others).

Crypto-backed credit lines and overdrafts in CHF, EUR, USD and SGD against BTC, ETH, SOL (including staked SOL for eligible clients), POL, XRP and 20+ other tokens held in Sygnum custody. Assets stay in the client custody account and lock automatically to the collateralisation level. Same-day assessment for existing clients.
Service Availability in Coutries. Authorised in Switzerland (FINMA banking and securities-dealer licence). Sygnum also operates licensed hubs in Singapore (MAS CMS), Luxembourg and UAE ADGM (FSRA). The lending pages state products on sygnum.com are authorised in Switzerland and cannot be promoted where Sygnum is not locally authorised. US persons and sanctioned-country persons are not onboarded.

Requierments. Must already be (or become) a private qualified or institutional Sygnum client. Age 18+. Typical relationship floor around CHF 100,000 deposit or trading volume; Swiss CISA qualified-investor path commonly requires knowledge plus liquid assets of at least CHF 500,000. Enhanced KYC, source-of-wealth and source-of-funds. Mixer, high-risk P2P or sanctioned-platform history is a Swiss-bank rejection, not a remediation product. US persons excluded (SEC/CFTC). Staked SOL collateral is not accepted for residents of certain countries.
Multi-signature Lending Credit & Lombard

Announced MultiSYG bitcoin loans in 3-of-5 escrow with Debifi — not a live booking product until H1 2026.

MultiSYG, announced with Debifi on 24 Oct 2025 for launch in H1 2026 — fiat loans against Bitcoin held in a 3-of-5 multi-signature escrow (borrower, Sygnum and independent signers) so the client keeps shared on-chain control rather than full bank custody. Complements the live Lombard book; it is not yet a live self-serve product.
Service Availability in Coutries. Licensed footprints are the same Sygnum hubs as Lombard Lending: Switzerland, Singapore, Luxembourg and UAE ADGM. Announced as available to Sygnum Bank customers on launch (H1 2026), irrespective of the client's jurisdiction, still inside Sygnum's licensing perimeter. Not a live booking product until launch. US persons and sanctioned-country persons are not onboarded.

Requierments. Requires an onboarded Sygnum banking relationship (qualified private or institutional). Same KYC/AML, source-of-wealth and restricted-jurisdiction rules as Lombard Lending. Confirm live availability with Sygnum; do not treat the announcement as an open credit offer.

Same house on the homepage directory · All houses