Quoted facts

License type. Loans originated by Unchained Capital, Inc. (NMLS 1900773) or B&C Lending LLC (NMLS 2656661), serviced by Bitcoin Collateral Services LLC (NMLS 2423070). Not a bank. California commercial loans may be made under DFPI Financing Law Licence No. 60DBO-78867.

Jurisdictions. US business entities only (no international accounts; not originated to individuals or sole proprietorships). Commercial loans not available in Louisiana, Montana, Nevada, New Mexico, New York, North Dakota, South Dakota, or Puerto Rico. Vermont only above $1,000,000.

Crypto Adoption Score. Not in Strategy Bitcoin Bank Adoption Index (Jul 2026 25-bank G-SIB / large-AUM sample). Documented live stack: US commercial bitcoin-only loans; 2-of-3 multisig collateral (borrower, Unchained, independent key agent); not a bank.. Not an AML score.

1 service row in the CSV.

Services in the directory

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  Bitcoin-Native Lending Credit & Lombard

  US commercial bitcoin-only loans in a 2-of-3 multisig vault the borrower can verify on-chain.

  Commercial bitcoin-backed loans with a published $150,000 minimum and 12-payment interest-only terms. Collateral sits in a 2-of-3 multi-signature address (borrower, Unchained, independent key agent) inside the UC Secured Assets Trust; Unchained does not rehypothecate loan bitcoin and the borrower can verify the UTXO on a hardware wallet. Bitcoin only — no other collateral. Origination fees are deducted from principal. Unchained is not a bank; loans originated by Unchained Capital, Inc. (NMLS 1900773) or B&C Lending LLC (NMLS 2656661), serviced by Bitcoin Collateral Services LLC (NMLS 2423070).

  • Wallet Screening
  • Address Verification
  • Graph & Forensics
  • Entity & VASP Intelligence
  • Policy Studio
  • Monitoring & Alerts
  • Investigations & Filing

  Service Availability in Coutries. US business entities only (US address required; no international accounts). Not originated to individuals or sole proprietorships; LLCs and corporations with a stated business/investment purpose are eligible, including single-member LLCs. Commercial loans not available in Louisiana, Montana, Nevada, New Mexico, New York, North Dakota, South Dakota, or Puerto Rico. Vermont only above $1,000,000. California commercial loans may be made under DFPI Financing Law Licence No. 60DBO-78867. Availability is stated as subject to change.

  Requierments. KYC/KYB on the borrowing entity. Approved Unchained business account, a key uploaded to that account, a linked business bank account, and an eligible state. Entity documents (articles/operating agreement/certificate of formation) plus proof of business address. Individuals with greater than 20% equity: full legal name, address, email, phone and photo ID. UCC screening disclosure on application. Use-of-funds must be a legitimate business purpose. Confirm current terms on Unchained's pricing and legal pages — they are not a chainscore.net quote.